$300 – $3000
Short term

Short term loans for Canadian residents. We are here to ensure that you get quick access to money when you need it most.

Payday Loans

Our payday loan is designed to offer you the financial freedom you deserve in tricky situations. As long as you are employed, our payday loan will always be there for you when you need it.

Bad Credit Loans

We care about you and your financial needs and understand that a bad credit loan is all you want. We provide you with the funds you need when you need it most.

Personal Loans

From secure to unsecured personal loans with flexible repayment terms, we strive to make your life easier. Start moving forward and achieving your financial goals today by applying for our highly affordable personal loan.

Short term loans


Bad Credit? No Problem

We are an online short term loan lender, and credit scores are never an issue when approving your loan request. We understand that you might have committed financial mistakes in the past that might have ruined your score.
We never conduct background credit score checks or check your credit report. The only thing we are interested in is your ability to repay the loan amount plus accrued interest. Furthermore, we don’t charge exorbitant interest rates just because your credit score isn’t good.
We are regulated by the country’s lending laws, and our interest rate is adjusted occasionally to reflect the current market cap. In fact, we offer a relatively low-interest rate compared to our competitors.


Easy Request

To apply for a loan, simply complete the online application form and submit it for review. The application is pretty quick, easy, and highly secure.


Fast Approval

We take a few minutes to review your application and share our decision on your application as fast as possible. If your loan application is approved, we start the process of transferring the funds to your bank account immediately.


Get your cash

Depending on the time of the day your loan application is approved, you will get the funds on the same day or next business day. Sometimes, you can access the funds within a few hours.


Use the loan as you wish

We don’t direct you on how to spend the money you borrow from us. Once we deposit the funds into your bank account, you decide how you want to spend it.

Repayment examples

A $300 loan with an APR of 18% is $46.22 weekly payment.This example includes all the fees associated with the borrowed capital.

Repayment term

Our installment loans are repayable within a period of 6 month

Interest rate

We offer lower interest rates than our competitors. Our interest rate is 18%

Eligibility Criteria

To qualify for our short term loan, you must meet the following conditions:


At least 18 years old


Permanent Canadian resident


Proof of employment or stable source of income


An active checking account that accepts electronic deposit


Valid phone number and email address


Proof of physical address

Ready to apply?

We are always ready to help you through the difficult moments. Apply for your loan today by completing the short term loans application form and enjoy fast access to funds.

Easy loan application process. Got approved within an hour of applying and got my short term loan within 30 minutes.

Jacob Roberts

Regina, Manitoba

I got jammed up in a situation, didn’t know where to turn. I decided to reach out to Depositmypaynow. They were friendly, and respectful to my situation.

Tara Jackson

Kingston, Ontario